Skip to main content
Public logo

Public

AI-powered investing platform with agents, Alpha assistant, and multi-asset brokerage

finance#investing#brokerage#ai-agents#portfolio-management
Free plan Claimed Mobile app
Toolglade’s take

Public is a self-directed brokerage; its AI Alpha assistant and AI agents produce information and automate user-defined rules, not personalized financial advice. AI agents can place real trades based on instructions you set, so review the strategy, approval steps, and risk carefully. Investing involves risk of loss, and past performance does not guarantee future results. Verify account terms, custom-index fees, and agent behavior directly with Public.

About Public

Public is a US multi-asset brokerage that has built AI into its core experience: the Alpha assistant answers market questions using LLMs, an AI portfolio manager automates recurring actions, and AI Agents (rolling out from March 2026) let users describe strategies in plain language and, after approval, monitor markets and execute trades. It suits self-directed investors who want research and automation in one app rather than a human advisor.

Public (operated by Open to the Public Investing, Inc.) is a multi-asset investing platform that has increasingly positioned itself around AI. Its Alpha feature is an AI research assistant, powered by large language models, that summarizes market news and lets members ask questions with context drawn from Public's market data. In late 2025 and into 2026 the company expanded this into an AI-powered portfolio manager and, in March 2026, began rolling out AI Agents that let investors describe a strategy in plain language and, after review and approval, automate monitoring and trade execution across stocks, ETFs, options, crypto, bonds, and cash. Beyond AI, Public offers a broad brokerage: fractional shares, a high-yield cash account, bonds and Treasury access, options, crypto, and AI-assisted custom indexes (self-directed baskets that carry a stated management fee). The app is designed for self-directed retail investors who want research tooling and automation in one place rather than a fully human-advised experience. The AI agents and automation features are notable as an early attempt to bring agentic AI directly into retail brokerage workflows. Because agents can place real trades, Public frames them around user-defined rules and explicit approval steps, and the features sit alongside the usual brokerage disclosures. As with all of the company's tools, outputs are informational and not personalized investment advice.

TL;DR

Public is a US multi-asset brokerage app that has moved aggressively into AI. Its Alpha assistant handles market research and, in 2026, it launched an AI portfolio manager and AI Agents that can automate rules-based trading after user approval. A free account covers commission-free stock and ETF trades, with a roughly $10/month Premium tier. It targets self-directed retail investors, and its AI features are informational and automation tools, not personalized advice.

Company overview

Public is operated by Open to the Public Investing, Inc., a New York-based fintech offering a commission-free, multi-asset investing platform for US retail investors. The company has raised substantial venture funding across multiple rounds (including a large Series D reportedly valuing it around $1.2 billion in 2021); exact current figures should be verified as funding details change.

The company has repositioned around AI, marketing itself as bringing agentic AI and automation into everyday retail investing while retaining a self-directed, brokerage-first model.

Product features

Core brokerage covers stocks, ETFs, fractional shares, options, bonds and Treasuries, crypto, and a high-yield cash account. AI features include the Alpha research assistant, AI-assisted custom index creation, an AI portfolio manager for recurring actions, and AI Agents for plain-language, rules-based trade automation.

Premium unlocks advanced data, portfolio management tools, and analyst insights. Automation and agent features emphasize user-defined rules and explicit approval before trades execute.

Target market

Self-directed US retail investors who want research tooling, multi-asset access, and increasingly AI-driven automation within a single mobile-first app.

Buyer personas

End users

Retail investors trading stocks, ETFs, options, crypto, and bonds who want AI research and automation.

Buyers

Individual consumers signing up directly; there is no enterprise buyer for the core app.

Key influencers

Fintech reviewers, personal-finance media, and social investing communities.

Ideal customer profile

A tech-comfortable self-directed investor in the US who wants multiple asset classes plus AI-assisted research and optional trade automation in one app.

Funding & performance

Public (Open to the Public Investing, Inc.) has raised substantial venture capital across several rounds, including a widely reported Series D of around $220 million at roughly a $1.2 billion valuation in 2021, from investors reported to include Accel, Tiger Global, and others. Verify current totals and investors, as figures may have changed.

Pros & cons

Pros

  • Broad multi-asset coverage (stocks, ETFs, options, bonds, crypto, cash)
  • AI Alpha assistant for fast market research
  • Early mover on agentic AI in retail brokerage
  • Fractional shares and low barriers to entry
  • High-yield cash account option
  • Clean, modern mobile-first interface
  • Premium fee waived at higher balances

Cons

  • AI agents place real trades, adding automation risk
  • Custom AI indexes carry a management fee
  • Premium tier needed for advanced data and tools
  • Not a substitute for personalized financial advice
  • AI outputs can be wrong or incomplete
  • Primarily US-focused availability

Pricing plans

Free
$0
  • Commission-free stocks and ETFs
  • Fractional shares
  • Access to Alpha AI assistant
  • Multi-asset access (crypto, bonds, options)
Premium
$10 / month
  • Advanced market data
  • Portfolio management tools
  • Analyst insights
  • Fee waived at ~$50,000+ balance

Key features

Mobile app
Integrations
Bank/ACH transfers, Brokerage account funding
Input types
text
Output types
text
Best For
Self-directed retail investors, Multi-asset trading, AI-assisted research, Rules-based trade automation

Compare key features

View all alternatives →
Feature
Public
AlphaSense
Intuit Assist
Pricing
Freemium
Freemium
Freemium
Free plan
Yes
Yes
Yes
Free trial
No
No
No
Team support
No
Yes
Yes

Frequently asked questions

What are Public's AI agents?+

They are automations you create by describing a strategy in plain language. After you review and approve an agent, it can monitor markets and execute rules-based trades across supported assets. You control the rules and approval steps.

Is Public's Alpha assistant giving financial advice?+

No. Alpha is an AI research and information tool built on large language models. It summarizes news and answers questions but does not provide personalized investment advice, and its outputs can be inaccurate.

How much does Public cost?+

A free account covers commission-free stock and ETF trading. Public Premium is roughly $10/month for advanced features, and is waived for accounts around $50,000 or more. Custom AI indexes carry an additional management fee.

What can I trade on Public?+

Public supports stocks, ETFs, options, bonds and Treasuries, crypto, and a high-yield cash account, plus AI-assisted custom indexes.

Is my money at risk with AI-driven trading?+

Yes. All investing carries risk of loss, and automated agents act on rules you set, which can behave unexpectedly in volatile markets. Review agent settings and monitor results.

Reviews (0)

Write a review

Pick a rating
Loading reviews…
Compare

Compare Public with other AI tools

Side-by-side pages for pricing, features, and best-fit use cases.

All comparisons →

Similar tools you may like