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Fiscal.ai

AI-powered equity research terminal for investors (formerly Finchat).

finance#equity research#ai copilot#stock screener#financial data
Free plan Claimed API
Toolglade’s take

Fiscal.ai (formerly Finchat, renamed in 2025) is a genuinely useful and affordable research terminal, but it is a data and research tool, not financial advice; AI-generated interpretations should be independently verified before they inform any investment decision. The free tier is a real way to trial it, and the plain-English screener and ChatGPT/API distribution are standout conveniences. Always confirm underlying figures against primary filings.

About Fiscal.ai

Fiscal.ai (formerly Finchat) is an AI-powered equity research terminal that pairs a financial data platform with an AI copilot, covering 100,000+ public companies with fundamentals, KPIs, estimates, filings and transcripts. It offers a plain-English stock screener, company dashboards, a REST API and MCP connector, and distribution as an official ChatGPT app. It targets individual investors and analysts, with a free tier and affordable paid plans, and is a research tool rather than financial advice.

Fiscal.ai, which rebranded from Finchat in 2025, is an AI-powered equity research terminal aimed at individual investors, analysts and finance enthusiasts. It combines a data terminal with an AI copilot, letting users pull standardized financial statements, KPIs, analyst estimates, filings and earnings transcripts across more than 100,000 public companies, then ask natural-language questions grounded in that data. Standout features include a plain-English stock screener that translates a description into filter criteria, proprietary segment and KPI data, company dashboards and charting. The platform has expanded its distribution, launching as an official app inside ChatGPT and OpenAI's Codex in 2026 and offering a REST API and MCP connector so users can pull verified financial data into other tools. Fiscal.ai is priced for individuals and small teams, with a free terminal plan and affordable paid tiers, positioning it as a more accessible alternative to expensive professional terminals. It is a research and data tool, not a source of financial advice, and users should independently verify figures and treat AI-generated interpretations as a starting point rather than a recommendation.

TL;DR

Fiscal.ai, formerly Finchat, is an AI-powered equity research terminal combining a financial data platform with an AI copilot. It covers 100,000+ public companies with fundamentals, KPIs, estimates, filings and transcripts, plus a plain-English screener. It offers a free tier and affordable paid plans, an API, an MCP connector and an official ChatGPT app. It is a research tool, not financial advice.

Company overview

Fiscal.ai (fiscal.ai) is the rebrand of Finchat, an AI financial research company that renamed to Fiscal.ai in 2025.

It serves individual investors, analysts and finance enthusiasts who want institutional-quality data and AI-assisted research at an accessible price point.

Product features

The platform combines standardized financial statements, KPIs, analyst estimates, filings and earnings transcripts with an AI copilot and a plain-English stock screener. Company dashboards, charting and proprietary segment/KPI data round out the terminal.

Distribution has expanded through an official ChatGPT app, OpenAI Codex integration, a REST API and an MCP connector, letting users pull verified financial data into other workflows.

Target market

Individual investors, independent analysts and finance professionals seeking affordable, AI-assisted equity research as an alternative to costly professional terminals.

Buyer personas

End users

Individual investors and analysts researching companies and screening stocks.

Buyers

Self-directed investors and small research teams subscribing to Pro or Enterprise.

Key influencers

Finance content creators, investing communities and fintech reviewers.

Ideal customer profile

A self-directed investor or small analyst team that wants broad financial data and an AI copilot at a price far below professional terminals.

Funding & performance

As Finchat, the company raised early venture funding; specific current round details for Fiscal.ai are not consistently disclosed publicly. No fully verified recent funding figure is available, so treat funding as not publicly confirmed.

Pros & cons

Pros

  • Broad coverage of 100,000+ companies
  • AI copilot grounded in financial data
  • Plain-English stock screener
  • Affordable versus professional terminals
  • Free tier for trialing
  • REST API, MCP connector and ChatGPT app

Cons

  • Not a source of financial advice
  • AI interpretations still need verification
  • No dedicated mobile app
  • Advanced data behind paid tiers
  • Limited team collaboration features
  • Coverage depth varies by company

Pricing plans

Free
$0 / month
  • Free terminal access
  • Core company data
  • Limited AI copilot
Pro
$39 / month
  • Full AI copilot
  • Advanced screener
  • Deeper data and estimates
  • Cheaper billed annually
Enterprise
$199 / month
  • All Pro features
  • Expanded data access
  • API and priority support

Key features

API
Integrations
ChatGPT app, OpenAI Codex, REST API, MCP connector
Input types
text, financial data
Output types
text, charts, data
Best For
equity research and screening, querying company fundamentals, reading earnings transcripts, building financial dashboards

Compare key features

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Pricing
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Free plan
Yes
Yes
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Free trial
No
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API
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Team support
No
Yes
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Frequently asked questions

Is Fiscal.ai the same as Finchat?+

Yes. Fiscal.ai is the rebranded name of Finchat (formerly finchat.io), which renamed to Fiscal.ai in 2025; the product and team are the same.

Does Fiscal.ai have a free plan?+

Yes, there is a free terminal plan, with Pro and Enterprise tiers unlocking more data and features.

How many companies does Fiscal.ai cover?+

It covers more than 100,000 public companies with fundamentals, KPIs, analyst estimates, filings and earnings transcripts.

Can I use Fiscal.ai inside ChatGPT?+

Yes. It launched as an official app inside ChatGPT and OpenAI's Codex in 2026, and also offers a REST API and MCP connector.

Is Fiscal.ai financial advice?+

No. It is a research and data tool; AI-generated interpretations should be independently verified and are not investment recommendations.

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